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A free web-based personal financial management service

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Build confidence in knowing where you money is and where it is going with Mint.com.

  • Apr 28, 2009
  • by
Rating:
+4
Wow. Where do I begin to shine this beam of applauding light on Mint.com?  I'm usually skeptical about providing banking information to a 3rd party website, as I usually stick with programs like Microsoft Money when it comes to managing my money.  But after deciding to give Mint.com a try, I'm not surprised that as of this writing, over a million users have signed up for the free site.

The site provides users with the standard task of managing all of their accounts in one place as well as keeping track of multiple budgets that they have the option to set.  I love the flash designs throughout the site as graphs and reports are presented at my request.  I also enjoy the alerts that you can setup to either your email or cell phone to let you know various things like when your balances or limits go under certain amounts, or when large and suspicious transactions occur in one of your accounts.

Since I've used Mint.com, I've been able to identify spending patterns amongst my shopping, entertainment and considerably large expenses.  I've been able to account for how much I spend on bills each month and project how much to save from each paycheck to keep up with critical living expenses like food and gas. I can compare how much I spent from month to month and adjust to make up for overages or reward for extra saving.

How Mint.com can do better

It's pretty obvious to me that Mint.com is relatively new to the web when I play through the interface.  In the four months that I've used Mint, I've come across several glitches and bugs on the siteWhile many times a simple screen refresh solves the problem, I am left with the feeling that things with their site could be refined much better.

There is also a delay that happens when syncing data from all of your accounts.  While some accounts refresh as soon as you sign on, other accounts from institutions don't update for extended periods of time. At times, Mint says its unable to sign in to your accounts - without leaving you with immediate ways to properly address the issue (even though, most of the time your login info is correct.)  If you post credit cards to Mint.com, transactions won't show until they are posted by the bank, so at times - your balances may not be as up to date as you think.

Overall, Mint has helped me in so many ways.  Without changing your income, you will feel much better about your money after registering for this free site.  I'm sure in time, the interface and account sync problems that the site currently has will be fixed. For now, I'm still very impressed with mint and the confidence I've found in managing my money since coming across their service.

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April 29, 2009
I love Mint.com as well and added their app to my Touch- it's so helpful when they send you weekly emails to let you know if you've gone overbudget or what your balances are!
 
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More Mint.com reviews
review by . March 23, 2010
mint.com makes you think...about your money
mint.com is a great website that will force you to see where every dollar you spend goes, and that alone should save anyone a few bucks. I started using it in December of '09, when I banked with a larger, semi-national bank. Now I use a local credit union, so mint does not work with my current bank. But, if your bank is on mint.com, it is definitely worth using, and so easy to get up and running.     mint offers dozens of  ways to categorize every transaction, or you can …
review by . April 15, 2009
When I first heard about Mint.com in early 2008, I thought that it wouldn't amount to much.  But I decided to check it out and see what it had to offer.      I first added the basics--checking and savings accounts.  I was a bit wary that they would store my log in information, and in effect, had access to a majority of my money.    But after a few days, and after it learned more and more about my finances, I started to add more and more accounts, …
review by . May 26, 2009
I will be brief but the application for my itouch does not stay up to date with real time changes. It is faster to just look on my bofa.com account rather than use mint.com    This site was suggested to me and I enjoyed it a much but I think with another few months of testing they'll have it right! :)  
About the reviewer
Angelo Ignacio ()
Ranked #36
I'm a Filipino-American living life as a post undergrad making a start here in beautiful Los Angeles. I love the weather and diversity here and enjoy everything this city has to offer. I'm excited to … more
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Free Personal Finance Software, Online Money Management, Budget Planner and Financial Planning - Mint.com - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.
http://www.mint.com/
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Finance, Free, Budget, Financial Planning, Online Money Management, Budget Planner, Free Personal Finance Software

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