What I keep learning as I read - I am by no means an expert on this bill - is that this is going to mean gradual change over the years.
It is my hope that insurance companies will quickly realize that it is going to be best for them to offer low-cost insurance, so people can avoid the penalty fee (which will range $695-$2,085 per year). These fees don't start for a few years, so if you're totally averse to having health insurance, start saving.
On the other hand, new regulated exchanges are supposed to open in a few years for small businesses and individuals. People with pre-existing conditions should be able to buy insurance. Premiums should be more reasonable.
Last I checked, COBRA (insurance coverage extended after leaving a job) was going to cost us $800/month for just my husband. Surely, insurance companies are going to be able to improve on that, knowing they have tens of millions of new customers.
I am personally elated about eliminating the pre-existing conditions clauses. I have never been able to buy an independent insurance policy because of this issue. This means I have always needed to be tied to some corporate or family policy.
I concede that this bill is not perfect. It is a compromise. I know Republicans aren't happy, but they had 8 years to reform health care if that was something they wanted to do. Apparently they did not feel strongly about it.
Helping others is morally good. However, when a government which is broke or on the verge of bankruptcy goes beyond and put every part of its country deeper into debt, that's totally insanity and dangerous. The U.S. is on its way to 'solve' its problems by simply printing money and pumping money that was otherwise not there to begin with? Not to mention the interest it has to pay for its sovereign debt? I don't get it! It's a no way out situation at all. What does the Obama administration … more
There has been a lot of false advertising about this bill. This is an attempt to cut through a lot of this and give to the best of my ability a fair review of the changes of law. The major issues the health care reform laws were intended to tackle were the rising cost of care and rising health insurance rates. I can tell you my family has been without health insurance for over a year because the rates were suddenly raised on us 50% from one year to the next. … more
As a student so many of my friends Facebook statuses and Twitter updates included some form of the phrase "I HAVE HEALTH INSURANCE". Well that's nice. But once I graduate in May I still won't get health insurance. Why? Well I won't be a full time student (going to grad school is not worth it) And my job over the summer (well half of June through the first half of August) pays me well … more
Although I have been watching today's events like a freight train running toward a brick wall, the finality of the vote still leaves me speechless. For the first time in my lifetime, I have witnessed the most divisive partisan legislation pass the final hurdle towards law. A 2700-page bill rife with backroom deals and pork that will cost taxpayers an admitted 600 Billion dollars, will require young people who do not have insurance to purchase it themselves and will ultimately experience … more
So there you have it. President Obama, Nancy Pelosi, Harry Reid and the rest of the Democrats have gotten their way. The 2700 page 2010 Health Care Reform Care bill will become law. Had the Democrats played by the rules and managed to get this legislation passed I would have been upset but I could have lived with it. That is the American way! But as we have come to discover all too often over the years Democrats rarely play by the rules. These ideologues … more
The Senate passed the healthcare reform bill and you're probably asking, "now what?" There are a lot of questions being asked and many people who are confused, wondering how does this affect me? It will be a law that all Americans are required to have health insurance and it does remedy the problem of the millions who are uninsured. By the year 2014 all Americans will be required to have some form of health insurance or face being fined. … more
Personally, what started out as an initial opinion of excited promise has since turned into a much less hopeful one. Reading up on different perspectives has revealed more cons over pros than I first thought existed. Maybe we didn't need this one after all. I'm hoping I'm wrong.
The Patient Protection and Affordable Care Act (H.R. 3590) was signed into law by President Barack Obama on March 23, 2010. Along with the Health Care and Education Affordability Reconciliation Act of 2010, the act is a product of the health care reform agenda of the Democratic-controlled Congress and the Obama administration.
The bill was originally drafted by the U.S. Senate as an alternative to the Affordable Health Care for America Act, which was passed by the U.S. House of Representatives two months earlier on November 7. However, after the Democrats lost their supermajority in the Senate on January 19, 2010, the House decided to pass the Senate version and amend it with a third bill. This will allow the Senate to pass the amendments via the simple-majority reconciliation process.
The Patient Protection and Affordable Care Act passed the Senate on December 24, 2009, by a vote of 60–39 and passed the House on March 21, 2010, by a vote of 219–212, with no Republicans in either house voting for the bill. At the time of the vote, there were 4 vacancies in the United States House of Representatives.