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FreeCreditReport.com is a website owned by Experian Consumer Direct, a subsidiary of the credit bureau Experian. The site offers users to check their personal credit reports from Experian on the condition that they sign up for Experian's Triple Advantage

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A Quick Tip by djevoke

  • Jan 20, 2012
  • by
Free Credit Report is not free, not in the least bit. They lure you in with those words and state that you will be able to get your credit reports free. You are legally allowed access to a copy of your credit report (yes, for free) from each of the agencies. However, with this site, they only give you "free access" for the first month but, end up charging you $12.95 a month thereafter.

For what, you ask? The ability to keep an eye on your credit monthly. But, after you get the annual report, you shouldn't need to keep an eye on it monthly, that's superfluous. Also, you only get one "report" from one agency, Experian. You have to pay $30 to get all three.

They make it a bit difficult for you to opt out of their service as well. There isn't an online live chat option or email or even an online form to fill out (like the ones you use to unsubscribe from EVERYTHING). There is only a 877 number that you have to call (ugh!) and wait for a customer service rep (double ugh!) and then, they try to sell you on anything to keep you (triple ugh).

Bottom line: This company is a scam. Go onto annualcreditreport.com to get your free reports and save your time, sanity and money.
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review by . November 05, 2009
Take care to avoid signing up for a service that you probaby don't need.
The lure of the commercials is quite compelling and evidently extremely effective.  Three  charming but slightly unkempt young fellows sing the praises of a website called freecreditreport.com.  If only they had been on top of their credit report they would have avoided the unfortunate calamity that has befallen them.  Yeah, right!   But  a lot of misinformed consumers out there are falling prey to this scam and are forking over their …
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Who We Are

freecreditreport.com is part of a family of online consumer credit reporting sites belonging to ConsumerInfo.com, Inc. and is America's #1 provider of online Credit Reports. Experian acquired Consumerinfo.com in 2002.

As an Experian® company, freecreditreport.com is dedicated to giving our members the information and resources they need to stay on top of their credit. Take a minute to explore the information on this page and you'll quickly see why millions of Americans use the credit knowledge we provide to help them reach their financial goals sooner.

Experian® is a global leader in providing information, analytical tools and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Using our comprehensive understanding of individuals, markets and economies, we help organizations find, develop and manage customer relationships to make their businesses more profitable.

Experian promotes greater financial health and opportunity among consumers by enabling them to understand, manage and protect their personal information, helping them control financial aspects of key life events, and make the most advantageous financial and purchasing decisions.

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