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Are you a cash kind of person? Then this one's for you.

  • Dec 19, 2008
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I need to carry cash with me at all times. Some people have gotten used to using debit cards to pay for everything, but because I'm a fan of all things random, I always carry at least a few bucks in my wallet. Because of my spontaneous consumption habits, I think Bank of America is the best bank out there. They have ATMs almost everywhere you can imagine. There was even one just before going up the Space Needle in Seattle that gave out denominations of $10 bills! Now that's something I haven't seen anywhere else in the US.

Bank of America also has alliances with many international banks, like France's BNP Paribas, so they don't charge you fees for using their ATMS abroad. However, unlike WaMu, Bank of America does charge you for using other banks' ATMs, so that isn't too nice.

I also love how B of A's website is so up-to-date because I always monitor my account activities online. With other banks, it's often days before an expense pops up on your online statement. Not with Bank of America. You see your expenses literally the moment they happen, and they're usually cleared within one business day. (I've had friends with WaMu who often overdraft because their expenses didn't show up for days, so they had less money than they thought!)

I've had free checkings with B of A since I opened an account with them at the age of 16. So far as this continues, I don't plan on switching. Every time I've gone to a new state, I'll always see a Bank of America and know that I can get cash whenever I need it, free of charge. (Good luck finding a WaMu in Arizona!) They're just too convenient, for the time being!

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May 02, 2009
BoA ATMs can only be found within the U.S., nowhere outside it!!! If you are heading to other parts of the world, the card to carry is that of Citibank. Despite the problems the American banks are facing right now, Citibank treats its customers well. I can find this bank retail outlets anywhere in Asia & Europe, but very few of BoA outside the U.S.!
More Bank of America reviews
review by . May 07, 2009
posted in That's Beat
This review pertains only to a particular branch of Bank of America.      This branch:    For folks who use the branch located on 3016 Sepulveda, Manhattan Beach, beware. This review may lead you to arrange your affairs to another bank...or another branch, at least.    I'm pretty much your typical average day bank visitor.  I don't require …
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Ali ()
Member Since: Dec 8, 2008
Last Login: Jun 8, 2012 04:51 AM UTC
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Bank of America is the largest bank in the United States by assets and the second largest by deposits and market capitalization and is a member of the Federal Deposits Insurance Corporation (FDIC).

Bank of America was founded as Bank of Italy in 1904 in San Francisco by Italian immigrant Amadeo Giannini. The bank was founded originally to cater to immigrants; however, the bank gained success after it was able to move its deposits to safe ground after the massive 1906 San Francisco earthquake.

In 1929, Bank of Italy merged with Orra E. Monnette's Bank of America, based in Los Angeles. The merger resulted in the adoption of the name Bank of America for the entire company. After 1956, the bank began spreading beyond California as BankAmerica and was eventually acquired by NationsBank Corporation in 1998. After the acquisition, the company was renamed Bank of America and moved its headquarters to Charlotte, NC.

Since 2001, the company has focused on purchasing or acquiring smaller banks. In 2008, during the financial mortgage crisis, Bank of America acquired Countrywide Financial and Merrill Lynch. Today, the bank is known for its relative stability, investment in "green" ventures, and its new environmentally-friendly skyscraper in Manhattan, NY. In addition, it is popular among consumers for having many ATMs, although it has also come under fire for various hidden fees and overdraft charges. 
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